PRIVACY POLICY

Welcome to AR QUICK PAY.

Your privacy and data security are extremely important to us. This Privacy Policy explains how we collect, use, process, store, and protect your information while providing recharge, utility payment, insurance, wallet, and financial services.

By accessing or using our services, you agree to the terms described in this Privacy Policy.

We may collect the following information:

User information may be used for:

• Processing recharge and bill payment services
• Wallet and financial transaction processing
• Identity verification and fraud prevention
• Improving platform security
• Customer support and issue resolution
• Sending transaction alerts and notifications
• Complying with government and legal requirements

AR QUICK PAY uses advanced technical, administrative, and security measures to protect user information.

We use:

• Secure HTTPS communication
• Encrypted transaction systems
• OTP verification mechanisms
• Firewall and server security
• Secure payment gateway integrations

We continuously monitor our systems to prevent unauthorized access and fraud activities.

We may use trusted third-party services including:

• Payment Gateways
• Banking APIs
• Recharge APIs
• Insurance Providers
• SMS & Notification Services
• Analytics Services

These providers may process information according to their own privacy policies.

Our application may request the following permissions:

• Internet Access
• Notification Access
• Storage/File Upload Permission
• Camera Permission (Optional)
• Location Permission (Optional)

Permissions are requested only when necessary for providing services and improving user experience.

Users are responsible for maintaining the confidentiality of passwords, MPINs, OTPs, and account credentials.

Users should immediately contact support if they suspect unauthorized account access.

AR QUICK PAY reserves the right to modify this Privacy Policy at any time.

Updated versions will be published on this page.